QUICKLY STOP FORECLOSURE
“With this E book you will discover what you need to do to stop your foreclosure quickly and how to make money even if you have already lost your home”
– Dave Dinkel – Author of “32 Ways to Quickly Stop Foreclosure”
Frequently Asked Questions |
Answer on Page |
|
Introduction |
||
1 |
Who or what
should I expect from the public? |
2 |
2 |
What is my
single worst enemy? |
2 |
3 |
What should I
do first? |
2 |
4 |
Why is my
credit score so important? |
7 |
5 |
How much equity
do I need to have these solutions work? |
7 |
6 |
Who is at the
bottom of the food chain and why? |
7 |
7 |
Should I use a
Foreclosure Consultant? |
9 |
8 |
What is the
most important thing I can grasp? |
10 |
9 |
What is the
biggest misconception about foreclosure? |
10 |
Chapter 1 |
||
10 |
Why do I need
to understand the foreclosure process? |
11 |
11 |
How can Legal
Aid Services help me? |
11 |
12 |
What are the
different types of liens? |
12 |
13 |
Can a HOA
foreclose on my condo or townhouse? |
12 |
14 |
Can an IRS tax
lien be removed without my paying it off? |
13 |
15 |
Do mechanic’s
liens ever expire? |
13 |
16 |
Do municipal
code violations matter at all? |
14 |
17 |
What is the
most common type of property lien? |
14 |
18 |
What is a 2/28
ARM and does it matter to me? |
15 |
19 |
What is a
junior lien? |
16 |
20 |
What is a HELO
and where can I get one? |
16 |
21 |
What are and
how do hard money loans work? |
17 |
22 |
Does it matter
if I have an insured loan? |
17 |
23 |
What is a HEMC
and do I qualify for one? |
17 |
24 |
What starts a
foreclosure? |
18 |
25 |
Doesn’t the
owner of the home have to be the borrower? |
19 |
26 |
I reinstated
but I can’t afford the payments, what do I do? |
20 |
27 |
What is
improper service? |
20 |
28 |
Do I live in a
mortgage or deed of trust state? |
21 |
29 |
What is the
problem with redemption states? |
23 |
30 |
What is the
process for non-judicial foreclosure? |
24 |
31 |
What is a
default judgment and how is it issued? |
26 |
32 |
What are 7
possible reasons for continuance? |
27 |
33 |
What are 3
reasons that will not get a continuance? |
28 |
34 |
How long can
some stall a foreclosure? |
29 |
35 |
What is
realistic time for me to stay in my home? |
29 |
36 |
When do I have
to petition the court for a hearing? |
31 |
37 |
What is the time difference in non-judicial and
judicial foreclosures? |
32 |
38 |
What is a
Notice of Sale and should I care? |
33 |
39 |
Who should file
a stay and when? |
34 |
40 |
What should I
expect if I am evicted? |
35 |
Chapter 2 |
||
41 |
Why would an
investor give me a lease option? |
37 |
42 |
How do I know
if I can keep my home financially? |
39 |
43 |
What is a loan
modification and how does it work? |
40 |
44 |
What are teaser
rates and why are they important? |
41 |
45 |
What percentage
of people can qualify for bankruptcy now? |
42 |
46 |
What happens if
I tell the IRS a fib? |
42 |
Chapter 3 |
||
47 |
Why does my
equity matter if I am staying in my home? |
44 |
48 |
What are the
two basic types of foreclosures? |
45 |
49 |
What do I do to
save minimal equity? |
47 |
50 |
What do I do to
save some equity? |
48 |
51 |
What do I do to
save a lot of equity? |
48 |
52 |
What do I have
to make sure I do when I talk to a lender’s rep? |
49 |
Chapter 4 |
||
53 |
Is transferring
a mortgage “subject to” illegal? |
50 |
54 |
Can title be
transferred without my knowledge? |
51 |
55 |
Do I have a
mortgage or a deed of trust? |
51 |
56 |
What are the
features of a mortgage and a deed of trust? |
52 |
57 |
Can a
prepayment penalty last more than three years? |
52 |
58 |
What will
happen to 1 of every 3 homeowners with ARM’s? |
53 |
59 |
What is a soft
pre-pay? |
54 |
60 |
What is a hard
pre-pay? |
54 |
61 |
Whose name
should the property’s title be in? |
54 |
62 |
What if the
guarantor of the mortgage dies? |
55 |
63 |
What is the
“Due on |
55 |
64 |
What is fee
simple title? |
56 |
Chapter 5 |
||
65 |
What happens to
most bankruptcy filings to stop foreclosure? |
57 |
66 |
What is deed
stripping? |
58 |
67 |
Why would a doc
prep fee be $5,000 or more? |
59 |
68 |
What can I sign
without my attorney seeing it? |
59 |
69 |
What is
contract wrangling? |
59 |
70 |
Why is an
inspection period important? |
61 |
71 |
How much
deposit should I take? |
61 |
72 |
Should the
contract be assignable? |
61 |
73 |
What can I put
to make the closing date firm? |
62 |
74 |
Can I get part
or all of an equity rebate? |
62 |
75 |
What 17 things
should I never do? |
63 |
76 |
What is the
quickest way to resolve my foreclosure? |
64 |
77 |
How do I make a
partial payment? |
65 |
78 |
What is the
cash reserve for a loan in foreclosure? |
67 |
79 |
What is a short
sale? |
67 |
80 |
What do I do if
they say “no”? |
68 |
81 |
What are issues
of material fact? |
68 |
82 |
How do I do a
workout at a time like this? |
69 |
83 |
Does my
hardship matter to anyone but me? |
70 |
84 |
When does my
clock not start over again? |
71 |
85 |
Is it worth
paying 15% to get out of my problem? |
71 |
86 |
How long to
process a new loan for me? |
72 |
87 |
Should I use a
reverse mortgage to stop a foreclosure? |
73 |
88 |
Shouldn’t I go
loan shopping online to get the best deal? |
73 |
89 |
How much should
I do to improve the looks of my home? |
74 |
90 |
How can Ebay®
help me? |
75 |
91 |
Who can I sell
my home to for up to 30% over market? |
76 |
92 |
What lenders
are easiest to deal with? |
77 |
93 |
What is SCRA
and who qualifies? |
77 |
94 |
What is a way
to increase my credit score in one day? |
78 |
95 |
What are CDC’s
and can they help me? |
80 |
96 |
Can investors
help me and when? |
81 |
97 |
How much
consideration should I take? |
81 |
98 |
What is a
“subject to” and how does it work? |
82 |
99 |
What is the
wholesale/retail strategy? |
83 |
100 |
What is a fair
equity split? |
84 |
101 |
How can I buy
my home back below loan value? |
85 |
102 |
What is a
buyer’s agent and how can he help me? |
87 |
103 |
Does Chapter 13
really stop a foreclosure? |
87 |
104 |
What is an REO
and how does it affect me? |
89 |
105 |
How do I get a
release of lien? |
90 |
106 |
How powerful is
it to use the “B” word? |
90 |
107 |
How can I make
money on mortgages against my home? |
91 |
108 |
What happens
when you withdraw a bankruptcy? |
92 |
109 |
What are the
chances of my going back into foreclosure? |
92 |
110 |
Why shouldn’t I sign a deed before the closing
to get it done quicker? |
93 |
111 |
How do I know I can keep an escrow deposit? |
93 |
112 |
What is a “kick-out” clause and why use it? |
94 |
113 |
Can I hold escrow myself? |
94 |
114 |
What is a predatory loan? |
95 |
115 |
What should I say to buyers? |
96 |
116 |
Can they foreclose if the home is in probate? |
96 |
117 |
Can a realtor® lie about having a buyer? |
98 |
118 |
What’s different for an investor in foreclosure? |
98 |
119 |
What’s the best way to get a person with bad
credit a mortgage? |
99 |
Chapter 6 |
||
120 |
Where do I start and what do I do? |
103 |
“In this book you will discover an amazing collection of tools, resources and systems that an stop your foreclosure quickly, and show you how to make money even if you have already lost your home”
– Dave Dinkel – Author of “32 Ways to Quickly Stop Foreclosure”