![]() Purchase Agreement
Notice -- Read This
WHEN YOU COMPLETE YOUR PURCHASE, YOU, THE BUYER, ARE CLAIMING THAT YOU HAVE READ, ACCEPTED, AND FULLY UNDERSTAND THE TERMS OF THIS AGREEMENT. WHICH INCLUDES A ZERO REFUND POLICY.
THIS AGREEMENT IS A CONTRACT.
UNDER THE TERMS OF THE CONTRACT YOU RECEIVE
CERTAIN RIGHTS DUE YOU FROM THE SELLER AND YOU, IN TURN,
GIVE THE SELLER CERTAIN RIGHTS THAT AFFECT YOU.
THIS CONTRACT ALSO CONTAINS PROVISIONS THAT
DELINEATE AND RESTRICT YOUR RIGHTS ABOUT REFUND AND
WARRANTY AND THAT LIMIT THE LIABILITY OF THE SELLER.
YOU MUST ACCEPT THESE TERMS OR THE SELLER WILL NOT
TRANSACT BUSINESS WITH YOU OR SELL A PRODUCT, SERVICE OR
MEMBERSHIP TO YOU, AND YOUR ORDER WILL NOT BE PROCESSED
IF YOU DO NOT ACCEPT THESE TERMS.
YOUR PLEDGE OF AN UNDERSTANDING OF THIS CONTRACT AND
ACCEPTANCE OF THE RIGHTS, DUTIES, AND LIMITATIONS
EMBODIED IN IT, IS A MATERIAL PART OF THE LEGAL
CONSIDERATION THAT THE SELLER REQUIRES FROM YOU AS A
CONDITION OF
PARTIES TO THIS AGREEMENT AND DISCLAIMER
The parties to this agreement are the website or its owners, hereafter "SELLER," and you, the prospective purchaser, hereafter "BUYER". Persons or entities who are not participants in this contract but who have an indirect relationship, such as a supplier, joint venture partner, membership organization, or sales affiliate, are herein described as "THIRD PARTY OR THIRD PARTIES." The recipient of the product herein sold, where said product is ordered by and paid for by someone other than the recipient, is classified herein as if that recipient were the ordering BUYER with the same rights, duties, and obligations as the BUYER, but may also be referred to herein as 'RECIPIENT".
SUBJECT MATTER OF THIS PURCHASE AGREEMENT
The subject matter of this agreement is a product,
service, or membership described in promotional or sales
materials on this website and/or in an email referencing
this website, and said website and/or email and its
contents are incorporated herein by reference and made a
part hereof and constitute a complete description of the
product, service or membership that is the subject
matter of this Purchase Agreement.
This bundle of offerings, including additional
items promoted on the order page, shall, together, be
termed 'product' throughout this agreement but the word
'product' shall mean all elements offered in the sale,
whether digital, dimensional, or other license or right,
and include all sales or promotional materials.
REFUND POLICY
The product referenced herein is sold with no refund,
UNLESS STIPULATED ELSEWHERE IN THE OFFER.
RIGHTS AND OBLIGATIONS OF THE BUYER
The Buyer must pay the full consideration for this
product that the Seller requires as the total price of
the product.
This consideration includes not only the purchase
price, but other obligations that the Buyer accepts as
well as potential rights the Buyer agrees to forego.
By accepting this Purchase Agreement, the Buyer
agrees to receive continuing follow-up contact from the
Seller including email, mail, newsletters, product
updates, product recall notices, product improvements,
telephone calls from the Seller and/or telemarketing
organizations and/or pollsters for the purpose of
solicitation related to the instant product or any other
product or service.
Buyer agrees to post-sale contact from joint
venture partners of the Seller or from others who have a
commercial relationship with the Seller.
Buyer agrees that all personal information about
the buyer or his or her buying habits and preferences,
including address and phone number, may be placed in a
general database and agrees that this information may be
shared, rented or sold to third parties.
However, Buyer shall at all times be fully
empowered to sever contact with the Seller by
notification using the 'unsubscribe' link in
solicitations.
Moreover, the Buyer retains the right to refuse
specific contact with some third party solicitors and
maintain it with others.
The Buyer retains the right to have his or her
name removed from a general solicitation database.
The Buyer's agreement to accept solicitation and
contact may be reduced, enhanced, limited or terminated
by notification to anyone contacting the Buyer.
The burden is on the Buyer to prove that such
communication was made to and received by the person
making contact.
Buyer agrees that Seller is not liable for
communications made to the Buyer by parties unrelated to
this purchase even though referred by the Seller.
Buyer accepts full responsibility for limiting
unsolicited contact and Buyer understands that he
retains all rights to directly restrict communication or
solicitation from any party including the Seller.
The Buyer agrees to allow the Seller to collect, store,
and use for marketing purposes all information collected
from, provided by or otherwise ascertained by electronic
means from the Buyer.
The Buyer, specifically, and as part of the
consideration paid for this product, waives all right to
access, retrieve, or control such information except
that the Buyer retains the right to restrict contact as
described previously.
The Buyer understands that cookies may be placed on his
or her hard drive that will provide information to the
Seller and which are necessary for delivering an
e-product and which will be able to determine if you
retain the right to access the product.
Buyer understands that these cookies or other
computer codes will reside on the hard drive and will
communicate at times with the Seller's computer and
thereby transmit and receive information.
Buyers living in locations that require custom duties
and/or VAT taxes to be collected understand that, unless
custom duties are collected at the point of sale by the
Seller, the Buyer remains responsible for payment of
custom duties and taxes at the time the product is
received.
If it should happen that the Seller's courier or freight
account is charged for custom duties and tax, instead of
the Buyer paying referenced charges, then the Buyer
hereby authorizes the Seller to bill the Buyer's credit
card for said charges or for the return of goods if they
are refused at the point of destination.
CREDIT CARD CHARGES AND CREDIT CARD FRAUD PENALTIES
Buyer warrants that he or she is over 18 years of age,
not subject to the Child Online Privacy Act, of legal
age to enter into contractual agreements in the state in
which he is present when he makes this purchase, and is
the true and authorized owner of the credit card used to
make this purchase.
Any Buyer who violates any of these requirements
may be liable for civil or criminal prosecution and
agrees to pay liquidated damages of an amount the
equivalent of US$10,000 per fraudulent transaction, plus
actual damages, and agrees that all information
collected by this website may be used for prosecution
and may be turned over to law enforcement agencies or to
credit card companies and merchant service providers.
If the true and/or authorized owner of the credit card
attempts to commit fraud upon the Seller, he authorizes
each and every credit card company or merchant service
provider to disclose to the Seller all information that
could be construed as proof of credit card fraud.
Any Buyer who attempts to perpetrate a fraud upon Seller
involving the use of a credit card herewith gives
authorization for the Seller to access all credit
information about the Buyer from credit reporting
agencies and also authorizes the Seller to discover all
relevant information from any source about the
fraudulent practices of the Buyer and to reveal such
information to credit reporting agencies, credit card
companies, merchant service providers, and law
enforcement agencies.
Buyer agrees that if he uses trickery to receive more
than one refund, or if he causes a fraudulent dispute
claim that results in a chargeback against the Seller's
account, that the Seller is authorized to re-charge the
Buyer's credit card that was used for the original
purchase to the extent that will make the Seller whole.
Buyer agrees to, in addition to actual damages,
pay to the Seller liquidated damages of an amount
equivalent to US$10,000 for every separate fraudulent
action Buyer commits.
GUARANTEE AND WARRANTY
This product is sold 'as is' without warranty or
guarantee of any kind.
ASSUMPTION OF RISK
Buyer agrees to accept all risk associated with the use
of this product,
including but not limited to, ingestion of or
application to Buyer's person, the use of the product
personally or in business, all taxes and regulations
applicable to this product, all legal compliance issues
related to this product.
Buyer warrants an understanding that the Seller
is disclaiming all liability from harm of any kind or
nature caused directly or indirect from this product.
Buyer agrees, as part of the consideration
required to purchase this product, to carefully review
and test this product during the refund period and to
immediately request a refund if the product is not
satisfactory.
LIMITATION OF LIABILITY AND DISCLAIMER
Buyer warrants an understanding, as required
consideration, that the Seller of this product disclaims
all liability for the product or damages resulting from
use or installation or reliance upon this product for
any reason.
Buyer alone accepts full responsibility for allowing
others to use this product.
Buyer understands that Seller disclaims liability
for any information contained in sales or promotional
materials or the product itself that is unintentionally
misleading or incorrect that might cause damage to
Buyer.
Buyer expressly waives any and all claims for
consequential, speculative, and unforeseeable damages
resulting from the purchase or use of this product or
from subsequent contact with Seller or Third Parties.
Buyer expressly agrees that no matter what may happen
because of his or her purchase of this product, or no
matter what damage may be allegedly or actually caused
by the use of this product, or no matter the harm or
damage that may result directly or indirectly from the
purchase of this product, for any reason whatsoever,
that the absolute maximum extent of Seller's liability
shall be an amount no greater than the purchase price of
the product.
Buyer agrees and understands that, Seller, specifically
but not exclusively, disclaims liability for all damage
to Buyer's person or business by using this product,
including harm to buyer's computer hardware or software
from worms, viruses, or other defects in the product or
computer codes that cause harm.
Seller disclaims liability for Buyer's
interaction with Third Party soliciting agents who were
provided 'leads' by the Seller.
Seller disclaims liability for Buyer's
interactions with advertisers on the site.
Seller disclaims liability for Buyer's
interaction with other visitors or members of the
website.
LIMITATION OF LIABILITY FROM ERRONEOUS PRODUCT CONTENT
Buyer agrees that the Seller's total liability, even for
erroneous product content that causes damage to the
Buyer, shall be limited to the purchase price paid for
the product.
LIMITATION OF LIABILITY FROM HARM CAUSED BY THE PRODUCT
Buyer agrees that the Seller's total liability, even
from harm caused to the Buyer or to others from use of
the product, shall be limited to the purchase price paid
for the product.
LIMITATION OF LIABILITY FROM ALL OTHER INJURIES OF ANY
KIND
Buyer agrees that the Seller's total liability, for any
other injury, harm, or tort of any kind, whether
foreseeable or unforeseeable, shall be limited to the
purchase price paid for the product.
LIMITATION ON THE LIABILITY LIMITATION
Buyer understands that some states do not allow
limitation of liability.
SPECIFIC DISCLAIMERS AS TO 'RESULTS CLAIMS', 'INCOME
CLAIMS', OR 'EARNINGS CLAIMS' IN SALES AND PROMOTIONAL
MATERIALS OR PRODUCT
If claims about results from using this product or if
claims about income or earnings resulting from the use
of this product are made, such claims are true for the
persons who made the claims, including claims made by
the Seller about its own experience with the product.
However, Buyer cannot simply rely on these statements as
being duplicable by Buyer because many factors affect
results, including just dumb luck.
Some people buy this product to make money and,
in fact, make no money.
Some people buy this product and never read it or
attempt to implement any of the moneymaking ideas.
Some folks seemingly take to it like a duck to
water and can't stop making money.
Nothing promoted on this website should be
construed as a 'Get rich quick' scheme.
The products Buyer is buying to learn how to make
money or products that Buyer is buying to re-sell, have
all been proven money-makers.
The income and earnings statements, if any, tend
to reflect the more successful cases and Buyer should
not construe this as being the 'average' or usual
success story.
As is true in much of life, real success usually
requires real work.
Learning about the internet is not terrible work
and it can produce very livable income if Buyer is
willing to learn his or her craft and work at it
steadily.
Even part-time efforts may bring in some extra money
each month.
But it requires learning skills that Buyer may not have
a background to easily learn and will certainly require
constant education and, perhaps, even psychological
motivation to keep Buyer directed toward his or her
goals.
If the product Buyer is purchasing is a physical product
promoted for a particular purpose and if the promotional
materials make claims about the results from the use of
this product, Buyer hereby warrants his understanding
that there exists some probability that the product will
not deliver those same results to any particular Buyer
and that the refund of the purchase price (subject to
the return of the product to the Seller) is the full
remedy for any Buyer who feels the product did not
deliver the results claimed.
If the product Buyer is purchasing is a membership or a
product ‘plan’ that claims to produce specific benefits
or results or that otherwise involves a recurring fee,
the Buyer has a right to terminate the membership or
‘plan’ upon notice to the Seller.
In this case, the promotional materials
describing the membership and the ‘plan’ and the remedy
for dissatisfaction shall be controlling.
If the promotional materials say that part of a
fee is not refundable, then it is not.
Where this disclaimer and claims made in sales and
promotional materials or the product are in conflict,
this Purchase Agreement shall be controlling except, and
unless, the Seller deliberately misled the Buyer or if
such construction would cause material inequity.
The sole burden is on the Buyer to substantiate
any deliberate deception.
Buyer accepts the obligation to reimburse the
Seller for all court costs, investigation costs,
attorney fees, and all litigation-related costs in the
event Buyer brings suit against the Seller and does not
prevail in court or at arbitration.
No warranties are made whatsoever about the amount of
money, if any, that Buyer will earn from this material
or product or service and Buyer warrants an
understanding that Buyer's only course of action is to
test this product and material for the extent of the
refund period and request a refund if Buyer is not
satisfied prior to its expiration.
Buyer, again, warrants an understanding that in any
event, for any reason, no matter the amount of damages
claimed, as a material part of the consideration for
purchase of this product, the maximum amount of
liability shall be the purchase price of the product.
PRIVACY POLICY
ACCEPTED
Buyer expressly accepts the terms of the
Privacy
Policy of Seller's website.
TERMS OF USE
ACCEPTED
Buyer expressly accepts the
Terms of Use
of the Seller's website.
RIGHT TO PUBLISH SUBMISSIONS
Buyer agrees that Seller may publish for commercial
purposes the full or partial content of any and all
communication with Buyer at the Seller's sole
discretion.
INDEMNIFICATION
Buyer agrees to indemnify Seller for any and all damage
that Buyer causes by using the product or information
contained on this website that results in a damage award
against the Seller.
RIGHT TO STOP SELLING OR SERVICING PRODUCT OR MEMBERSHIP
Buyer agrees that Seller has the right to discontinue
the product, the service, the membership at any time
without notice.
Buyer understands that the Seller may discontinue
customer service on a product or service at any time
without notice.
You are entering into a contract that may modify,
restrict, or eliminate rights you may have under the
California Online Privacy Protection Act of 2003 (OPPA).
Under the Privacy Policy and this Purchase
Agreement you waive any right to view or modify the
content of our database.
You waive any right to force this business or
website to divulge when or to whom your information may
have been provided to third parties.
In the event the website elects at its sole
discretion to release information to you, you must
clearly identify yourself to the website as the named
customer who has previously purchased from the website.
We are doing this protect information being
inadvertently provided to fake customers who may have
intentions to harm the real customer.
The required identifying information may include
credit card info, social security numbers, notarized
copies of state issued id, or other id sufficient to
allow our counsel to feel comfortable about releasing
information – in the event we elect to divulge it at
all.
Additionally, this purchase agreement, as part of the
consideration required to purchase from this website,
requires that you agree to use the American Arbitration
Association exclusively in any claim arising from the
Terms of Use, Privacy Policy, or Purchase Agreement, and
not the courts of the state of
ARBITRATION
As part of the consideration that the Sellers requires,
Buyer agrees to use binding arbitration for any claim,
dispute, or controversy ("CLAIM") of any kind (whether
in contract, tort or otherwise) arising out of or
relating to this purchase, this product, including
solicitation issues, privacy issues, and terms of use
issues.
Arbitration shall be conducted pursuant to the rules of
the American Arbitration Association which are in effect
on the date a dispute is submitted to the American
Arbitration Association.
Information about the American Arbitration
Association, its rules, and its forms are available from
the American Arbitration Association,
In no case shall the Buyer have the right to go to court
or have a jury trial.
Buyer will not have the right to engage in
pre-trial discovery except as provided in the rules; you
will not have the right to participate as a
representative or member of any class of claimants
pertaining to any claim subject to arbitration; the
arbitrator's decision will be final and binding with
limited rights of appeal.
The prevailing party shall be reimbursed by the other
party for any and all costs associated with the dispute
arbitration, including attorney fees, collection fees,
investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning this purchase shall be brought
before a court of law, pre- or post-arbitration, Buyer
agrees to that the sole and proper jurisdiction to be
the state and city declared in the contact information
of the web owner unless otherwise here specified. In the
event that litigation is in a federal court, the proper
court shall be the closest federal court to the Seller's
address.
APPLICABLE LAW
Buyer agrees that the applicable law to be applied
shall, in all cases, be that of the state of the Seller.
NOTICE
Buyer herewith agrees to receive Notice of Changes,
Litigation, Service of Process, Cancellation,
Termination, and Modification of service or product at
the email address provided to Seller on the ordering
page.
Further, Buyer agrees that the right to contact Buyer
concerning legal notice shall not be terminated by
previously submitted 'unsubscribed' notices and
specifically agrees that any notification to cease
contact shall not be binding upon the Seller in regards
to Notice of Change, Litigation, Service of Process,
Cancellation of Product or Service or Membership or
Subscription, Termination of a program, product or
website, or Modification of the terms of service or
product.
Additionally, the Buyer grants Seller irrevocable right
to contact him or her via mail or telephone concerning
any of these issues irrespective of other rights the
Buyer has to sever contact with Seller.
COSTS
The prevailing party to any arbitration or litigation
will be entitled to collect attorney fees and all other
costs of the arbitration or litigation, including filing
fees, investigation fees, collection fees, and travel
expenses from the other party.
MODIFICATION
This Purchase Agreement cannot be modified in any manner
between the Seller and this Buyer unless modifications
are made in writing signed by both parties.
However, the Seller may modify this Purchase
Agreement at any time for other Buyers without notice to
the instant Buyer.
ENFORCEABILITY OF PROVISIONS
In the event that some provisions, terms, conditions of
the Purchase Agreement are held to be invalid or
unenforceable, the remainder of the provisions that are
enforceable shall control.
Additionally, Buyer and Seller agree that, if any
provision is found to be invalid or unenforceable, the
arbitrating panel will construe such provision to the
maximum extent that it might be found to be valid or
enforceable.
WAIVER OF BREACH
The Seller's waiver (failure to enforce) any term of
this agreement shall not be construed as a modification
or an amendment to this agreement or constitute a waiver
of other breaches.
SELLER CONTACT INFORMATION
The Seller of this product is
Homeowners United, Inc.
http://www.stopmyforeclosuremess.com
FINAL ACCEPTANCE
By taking the affirmative step of purchasing of a
product, service, or membership, you, the Buyer, attest
that you have fully read, understand, and accept the
terms of this Purchase Agreement contract, and warrant
to the Seller that said affirmative digital acceptance
shall be deemed to be the same as if you had affixed
your signature to this Purchase Agreement contract.
This “Purchase Agreement” is copyrighted © 2003-2006 by Mining Gold Corporation and Nevada Processing Center, Inc (888) 214-3349, and is fully licensed for use by this website. If you wish to lawfully use this Terms of Use on your website, contact support@internetlawcompliance.com for licensing information or visit legal documents website..
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